Up to RM10,000 — Straight to Your Bank Account
Fully online, with just your MyKad
Loan amount
We guarantee your security and will not disclose it to third parties
License No. WL6646/14/01-6/301127
Service you'd Recommend with a Smile )
Improved Terms For Returning Clients
Loan amount up to RM10,000
How to Get Your Loan
Apply Online
Select your loan amount
Enter your phone number and verify via OTP
Fill out a short application form — we keep your data strictly confidential
Get Approved
Choose how you'd like to receive the money
Get approved in just 5 minutes
If needed, we'll give you a quick call to confirm your details
Receive Your Funds
Sign your agreement with e-signature
Access funds from your bank account
Enjoy and repay your loan on time
You Can Apply If You
Are a Malaysian Resident
Enjoy fast approval anywhere in Malaysia
You are 21 - 60 Years Old
Eligible age to apply
Have a MyKad
One simple ID — no hassle, no paperwork
Have a Stable Job or Steady Income
Active employment required
That's All You Need
Quick, easy, and 100% online application
Make It Happen With Your Loan
Travel or Vacations
Take that trip you've been planning, or visit family — no need to wait until you've saved up.
Business Needs
Buy stock, boost your marketing, or grow your side hustle. A small push can go a long way.
Emergency Expenses
For when life throws you something unexpected — like medical bills or urgent repairs — and you need help, fast.
Family & Home
Cover school fees, support loved ones, or fix up things around the house. It's all part of taking care of home.
Education or Training
Pay for a course, workshop, or certification to improve your skills and future opportunities.
Special Occasions
Weddings, birthdays, family events — for moments that matter, and memories that last.
Smart, Fast, and Reliable Support For Your Plans
Trusted by Malaysians
Over 350,000 people have achieved their goals with Tambadana, with more than RM230 million disbursed
Rates Start From 0.05% Per Day
Maximum Annual Percentage Rate (APR): 18%
Loan Terms: 91 to 180 Days
Repay on time with no extra charges, while late payments may incur fees.
Tambadana is Fully Licensed
and regulated, operated by Wawasan Cojaya Sdn Bhd, a KPKT-registered online money lender (License No. WL6646/14/01-6/301127)
Why People Choose Us
Simple Application
No paperwork or complicated steps. Just a short online form with basic details.
Fast Decision
We review your application quickly — no long queues or waiting weeks for an answer.
Anytime, Anywhere
You can apply from your phone or laptop — wherever you are, whenever you need.
Access For More People
We consider more than your credit score. Even if others said no, we might say yes.
Clear and Fair Terms
You'll always know your repayment plan upfront. No hidden fees or surprises.
Secure by Design
Your personal info is encrypted and protected — we take your privacy seriously.
Feedback From Our Customers
Our Partners
More Features in the App
- Increased chances of approval
- Easier way to apply and to make payments
- More favorable conditions
Trusted by 50k+ customers
FAQ
Wawasan Cojaya Sdn Bhd, with its registration number 201401047621 (1123810-P), is honored to have been selected by the Ministry of Housing and Local Government (KPKT) to provide online money lending services starting 27th March 2024, making us a prominent member of the Malaysian Credit Community. The initiative for online money lending, introduced by KPKT on 13th November 2020, responds to the public's increased demand for financial aids and the government's ambition to harness the 4.0 industrial revolution's technological advancements. Our OPL platform ensures secure and convenient financial transactions without the need for physical presence, leveraging technologies like OTP (one-time-password), e-KYC (electronic Know Your Customer), and digital certificates recognized by the Malaysian Communications and Multimedia Commission (MCMC) for borrower verification, agreement security, and data protection, fully compliant with KPKT guidelines.
A personal loan is an unsecured loan that allows you to borrow a fixed amount of money and repay it over a set period with interest. You can use it for any purpose — from covering emergency expenses to funding major purchases or consolidating debt.
Simply visit our website or open the Tambadana app, select your desired loan amount, enter your phone number and verify via OTP, then complete the short online form. The entire process takes about 10 minutes and requires only your MyKad — no physical documents or branch visits needed.
Most applications are reviewed and approved within 5 minutes. Once approved, funds are disbursed directly to your bank account — often on the same day you apply.
New customers can borrow up to RM1,000 on their first loan. Returning customers who have repaid their previous loan may qualify for up to RM10,000, based on their repayment history and eligibility assessment.
Yes, you can repay your loan early without any early repayment penalty. Early repayment can help reduce the total interest you pay. Simply log in to your account or the Tambadana app to initiate an early repayment.
FAQ
Ask any questions
help@tambadana.myWawasan Cojaya Sdn Bhd, with its registration number 201401047621 (1123810-P), is honored to have been selected by the Ministry of Housing and Local Government (KPKT) to provide online money lending services starting 27th March 2024, making us a prominent member of the Malaysian Credit Community. The initiative for online money lending, introduced by KPKT on 13th November 2020, responds to the public's increased demand for financial aids and the government's ambition to harness the 4.0 industrial revolution's technological advancements. Our OPL platform ensures secure and convenient financial transactions without the need for physical presence, leveraging technologies like OTP (one-time-password), e-KYC (electronic Know Your Customer), and digital certificates recognized by the Malaysian Communications and Multimedia Commission (MCMC) for borrower verification, agreement security, and data protection, fully compliant with KPKT guidelines.
A personal loan is an unsecured loan that allows you to borrow a fixed amount of money and repay it over a set period with interest. You can use it for any purpose — from covering emergency expenses to funding major purchases or consolidating debt.
Simply visit our website or open the Tambadana app, select your desired loan amount, enter your phone number and verify via OTP, then complete the short online form. The entire process takes about 10 minutes and requires only your MyKad — no physical documents or branch visits needed.
Most applications are reviewed and approved within 5 minutes. Once approved, funds are disbursed directly to your bank account — often on the same day you apply.
New customers can borrow up to RM1,000 on their first loan. Returning customers who have repaid their previous loan may qualify for up to RM10,000, based on their repayment history and eligibility assessment.
Yes, you can repay your loan early without any early repayment penalty. Early repayment can help reduce the total interest you pay. Simply log in to your account or the Tambadana app to initiate an early repayment.